“We need a good visual to begin this conversation. Maybe Charleston Heston parting the Red Sea exposing dry ground or the inexorable movement of tectonic plates with continents drifting slowly but surely apart.
Bottom line is we cannot ignore the obvious—there are two polar ends of our expanding chronic illness universe. American’s choosing to do something about an obvious risk has, as we know, stayed fairly consistent over the last ten years at about a half a million new owners of some form of protection each year. Rising premiums flavored by the necessity of rigid underwriting have continued to expose the reality of the socio-economic elitism of chronic illness risk abrogation.
Clearly those better educated, with more money to protect both themselves and their parents, have developed a …”
Click here to read more, originally published in the July 2017 edition of Broker World Magazine.