"I know many of you have visions of a Grandmother or Aunt who wore one of those shapeless amorphous sack dresses. They covered a world of sins and no one really wanted to know exactly what was going on underneath. What we were sure of was that nothing really risky was ever going to see the light of … [Read more...] about Muumuus
Remedial Math
"I strongly suspect that it’s not just death and taxes that Americans accept as inevitable. I believe there is a general cultural consensus that as we near the end of the journey there will be an inordinate level of expense and that it will have something to do with our declining health. … [Read more...] about Remedial Math
Just Say No
"I have always been impressed by the single minded purpose and passion of our dwindling cadre of LTCI specialists. To my knowledge no one has stayed as laser focused and dedicated to basic reason, sometimes painful truths and necessary reform of the long term care financing conundrum as Stephen A. … [Read more...] about Just Say No
The Point
"Making the point is of course the mission of this column. I’m sure some would suggest I’ve simply kept attempting to make the same point over and over without sympathy, empathy or remorse for my similarly unrepentant long term care friends that read this column. Therefore one more time: The … [Read more...] about The Point
Timing
"Time worn clichés do have a way of appearing on a regular basis in this column. I am only marginally contrite but I do apologize. It’s just the convenience of immediately defining exactly the concept you are trying to illuminate. “Timing is everything!“ As a consultant to insurance companies … [Read more...] about Timing
Evita
Don’t cry for me Argentina. The truth is I never left you. All through my wild days my mad existence I kept my promise, don’t keep your distance. I guess it just seems too many appear to have somehow wandered off, lost purpose, ignored urgency and abandoned focus. Even though stand-alone LTCI sales … [Read more...] about Evita
Armatures, Bricks and Firewalls
"I am perpetually amazed at the degree of cognitive dissonance stirred up in my own mind every time I ask myself this most basic rhetorical question: How can anyone in their right mind ignore the probability of an expensive and extensive need for care? The absolute unvarnished truth is that no … [Read more...] about Armatures, Bricks and Firewalls
Volunteers
"My prejudices and biases expressed repeatedly in this column concerning those who have chosen to make a difference in blunting the full force of chronic care are if nothing else well documented. However, I am not sure I have adequately expressed the well from which I continue to draw my eternal … [Read more...] about Volunteers
Resolutions And Rants
"It is that time again where many of us make promises to ourselves to hopefully reform our most aberrant concerns. These self-reflective and intended to be self-fulfilling prophecies are usually based on our oldest and most worrisome personal shortcomings. Topics which we have probably … [Read more...] about Resolutions And Rants
A Wolf In Sheep’s Clothing – The Last Word On LTCi
"Indeed something profound, devious and game changing is happening quietly that will forever alter the trajectory of chronic illness planning. On multiple occasions in this column I have taken the position that all life and health agents should be required to be “certified” and held to a basic … [Read more...] about A Wolf In Sheep’s Clothing – The Last Word On LTCi