“The long term care insurance industry is barely 30 years old. While some of the early years have been painful, we have accumulated a wealth of information concerning the true nature of the risk we are insuring. Armed with this new knowledge, the way to a bright future is becoming clear. The quest to find […]
Archives for November 2016
John Hancock announced the discontinuation of their Individual LTCi policies in all states. Please review the below PDF for additional information and important dates relating to this announcement. John Hancock Announces Discontinuance Of Individual LTCI Sales PDF
Much the same could be said about the long term care insurance industry. However, a high-level perspective of the situation indicates that public policy concerns and private sector innovation are actually beginning to help consumers.
Traditional long-term care insurance placement rates have plummeted over the past 18 months due to more rigorous underwriting requirements. Declines on one spouse or the other and policies issued at rate classes greater than applied for have caused a spike in policies not taken or accepted by one or both of the insureds. The consequence […]
OneAmerica’s released their LTC Awareness Campaign – remind your clients how they can protect their future with Long Term Care coverage. Download the resources that will best reach your clients and start your campaign today. For more information, view the PDF below. OneAmerica’s LTC Awareness Campaign PDF