• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Broadtower LTCi News

Demonstrate thought leadership without investing additional time

  • Featured News
  • Education
  • Carrier Updates
  • Marketing

Quick Insights into OneAmerica Asset Based LTC Solutions

Expediency

Quick Insights into OneAmerica Asset Based LTC Solutions

  • Home
  • Featured News
  • Events / Webinars
  • Press Room
  • Education
You are here: Home / Corporate News / Long Term Care – With Guaranteed Premiums

Long Term Care – With Guaranteed Premiums

July 11, 2016 By Matthew Anderson

Asset Based LTCi is designed to help protect your clients’ assets by using the safety of whole Life Insurance. With a guaranteed premium, your clients will receive a guaranteed amount of Life Insurance that can be applied to their LTCi expenses. Your premium is also credited with a minimum guaranteed interest rate, meaning your cash value is guaranteed to grow each month. If your clients were to tired of the product, they have the option to request for a full return of your single premium – providing an increased level of flexibility that most clients are looking for.

Help your clients utilize an existing asset – whether that be money set aside in CDs, savings accounts, or other liquid funds – as the funding.

When recommending an Asset Based LTCi product for your clients, you can be confident that:

  • Your client’s premiums will never increase
  • The amount of death / long-term care benefits are guaranteed
  • Their money earns interest with a minimum guaranteed interest rate
  • They will never outlive their plan benefits when you select the optional Lifetime Benefit feature

Tax Information:

  • LTCi benefits are received income-tax free
  • Interest accumulation is tax-deferred
  • Life Insurance benefit, if unused for LTCi purposes, is payable on a tax-free basis

Flexible Case Design:

  • One policy can cover an individual or joint insured’s – including spouses, partners, siblings, and even parent / siblings
  • Funding sources can include: CDs, money market accounts, cash, life insurance cash value, annuities, and qualified assets.
  • Typically designed as a single premium, but clients can pay premiums for 1 to 20 years, or even lifetime payments on a guaranteed level basis.

For more information about the many benefits of asset based LTCi, contact us today.

Filed Under: Corporate News, Featured News

Primary Sidebar

Search

Connect With Us

  • Email
  • Facebook
  • Google+
  • LinkedIn
  • Twitter

News By Category

  • Carrier Updates (81)
  • Corporate News (19)
  • Education (24)
  • Events / Webinars (30)
  • Featured News (202)
  • Uncategorized (1)

Carrier Updates

Quick Insights into OneAmerica Asset Based LTC Solutions

Mutual of Omaha LTC Media Kit – February 2021

Lincoln 3-part Training Series: Launch of MoneyGuard Market Advantage

Transamerica to Discontinue Standalone LTC, Effective 3-31-2021

Mutual of Omaha Long-Term Care Virtual Assessments

A Note from Mutual of Omaha: We Believe in Long-Term Care Insurance

Nationwide CareMatters® II Product Update

Mutual of Omaha LTC Rate Refresh Transition Rule Best Practices

Featured News

Profitable LTCi Sales: 4 Primary Items You Need To Know

Traditional long-term care insurance placement rates have plummeted over the past 18 months due to more rigorous underwriting requirements. Declines on one spouse or the other and policies issued at … Read More about Profitable LTCi Sales: 4 Primary Items You Need To Know

LTC Expenses: Who’s Your Daddy?

If you can’t pay your long-term care expenses, then you have a friend in Pennsylvania! Just ask John Pittas, who found out the hard way. His mother, Maryann Pitta, had to undergo rehabilitation … Read More about LTC Expenses: Who’s Your Daddy?

Big Changes In The Long Term Care Insurance Marketplace

National Guardian Life is a fresh face in the recently hard-pressed LTCi marketplace. NGL has not been in the LTCi game long, thus they have enlisted in the services of Jim Glickman, President and … Read More about Big Changes In The Long Term Care Insurance Marketplace

Footer

News By Category

  • Carrier Updates (81)
  • Corporate News (19)
  • Education (24)
  • Events / Webinars (30)
  • Featured News (202)
  • Uncategorized (1)

Quick Navigation

  • Home
  • Featured News
  • Events / Webinars
  • Press Room
  • Education

Recent Comments

    News By Month

    • February 2021 (7)
    • January 2021 (2)
    • December 2020 (5)
    • November 2020 (2)
    • October 2020 (2)
    • September 2020 (2)
    • August 2020 (3)
    • July 2020 (3)
    • June 2020 (7)
    • May 2020 (1)
    • April 2020 (5)
    • March 2020 (6)
    • February 2020 (2)
    • January 2020 (3)
    • December 2019 (2)
    • November 2019 (2)
    • October 2019 (8)
    • September 2019 (5)
    • August 2019 (4)
    • July 2019 (5)
    • June 2019 (4)
    • May 2019 (2)
    • April 2019 (4)
    • March 2019 (3)
    • February 2019 (2)
    • January 2019 (5)
    • December 2018 (5)
    • November 2018 (1)
    • October 2018 (2)
    • September 2018 (3)
    • August 2018 (3)
    • June 2018 (1)
    • May 2018 (2)
    • April 2018 (5)
    • March 2018 (2)
    • February 2018 (2)
    • January 2018 (4)
    • December 2017 (1)
    • November 2017 (1)
    • October 2017 (3)
    • September 2017 (4)
    • August 2017 (5)
    • July 2017 (1)
    • June 2017 (4)
    • May 2017 (3)
    • April 2017 (2)
    • March 2017 (1)
    • December 2016 (1)
    • November 2016 (4)
    • October 2016 (6)
    • September 2016 (3)
    • August 2016 (8)
    • July 2016 (5)
    • June 2016 (8)
    • May 2016 (1)
    • August 2015 (1)
    • July 2015 (1)
    • June 2015 (1)
    • May 2015 (1)
    • March 2015 (7)
    • February 2015 (1)
    • January 2015 (1)
    • December 2014 (2)
    • November 2014 (3)
    • October 2014 (1)
    • September 2014 (1)
    • August 2014 (2)

    Connect With Us

    • Email
    • Facebook
    • Google+
    • LinkedIn
    • Twitter

    Search

    Broadtower Insurance Solutions Inc. - All Rights Reserved 2015