Genworth debuts new medically underwritten immediate annuity. Too often, I receive a phone call asking about Long Term Care solutions for an individual that failed to put a Long Term Care plan in place when they were still insurable. The client is typically 75+ and is on the verge of needing care immediately. Typical impairments […]
Archives for June 2016
One Sale, Double The Coverage
Looking for a life-based long term care product that can cover two people under one policy? Sometimes clients are unsure whether or not they need protection – and may want to cover their spouse instead. Kill two birds with one stone with a joint life product, which not only protects your client and his/her spouse, […]
Guaranteed Level Premiums For LTCi
The LTCi marketplace offers a way to structure premiums with guaranteed, non-cancelable premiums that are level for the life of the policy holder – all for an affordable cost.
OneAmerica: Introducing Indexed Annuity Care In California!
OneAmerica’s Indexed Annuity Care became available in California as of June 15th! Be one of the first to offer Indexed Annuity Care in your local market. View the PDF below for more information about the product offerings and how you can help your clients grow their assets, protect them from downside risk, and help create […]
NGL Long-Term Care Insurance BGA Appointment Update
National Guardian Life Insurance Company (NGL), in partnership with LifeCare Assurance Company, is excited to introduce EssentialLTC, a unique new LTCi product. NGL is an A- (Excellent) A.M. best rated mutual insurance company with over 100 years of offering high-quality, customer focused insurance products. LifeCare Assurance has developed, launched, and administered long term care insurance […]
Controlled Executive Bonus With Long Term Care Benefits
A Controlled Executive Bonus Plan, also known as a Restrictive Executive Bonus, or Section 162 plan, is an agreement between an employer and its key employee(s) to provide a death benefit, supplemental income, and now includes long-term care benefits. The employee applies for and owns the life insurance policy, with the right to designate the […]
A Pocket Guide To The Myriad Of LTC Funding Options
Research shows that most clients value three distinct priorities in creating a plan to address long-term care costs: Flexibility Protecting and growing their portfolio Minimizing the impact of care on their family Identifying your clients’ top priority and primary concern will help you implement the right strategy and solution to plan for their long-term care […]
One America’s Asset Care IV: Whole Life Insurance With LTC Protection
Take advantage of OneAmerica’s 2nd quarter pre-built marketing campaign designed to highlight their guaranteed level premium Asset-Care IV product. The campaign includes customizable pieces you can send out to your distribution showing videos, brochures, flyers, whitepapers, and webinar schedules. Don’t miss the opportunity to get the word out about the fastest growing Asset Based opportunity […]
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