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Continental Drift

July 18, 2017 By Broadtower Insurance

“We need a good visual to begin this conversation. Maybe Charleston Heston parting the Red Sea exposing dry ground or the inexorable movement of tectonic plates with continents drifting slowly but surely apart. Bottom line is we cannot ignore the obvious—there are two polar ends of our expanding chronic illness universe. American’s choosing to do […]

Filed Under: Featured News

TransCare® III Updates

June 20, 2017 By Broadtower Insurance

Important Updates Direct from Transamerica… “Transamerica remains committed to you and to the long term care insurance market. As such, it’s important that we modify our premium rates for new TransCare® III business to remain competitive within the marketplace. These rate changes will also maintain consistency in our pricing across our product portfolio. Revised rates […]

Filed Under: Carrier Updates, Featured News

GENWORTH Compliance with Department of Labor Fiduciary Rule – ACTION REQUIRED

June 13, 2017 By Broadtower Insurance

NOTE: For New Genworth Income Assurance Sales funded with qualified money. On June 9, 2017, certain provisions of the Department of Labor’s Fiduciary Rule (the “Rule”) and amendments to Prohibited Transaction Exemption 84-24 (“PTE 84-24”) will become effective and applicable. The Rule and, in particular, PTE 84-24 will ONLY apply to transactions involving fixed annuities […]

Filed Under: Carrier Updates, Featured News

Transamerica Employee Benefits News

June 6, 2017 By Broadtower Insurance

Express Designs: Simple for Small Business Transamerica Express Designs are streamlined product designs based on what we’ve learned small businesses need most. Based on research into which claims are filed most often, we created paperless, hassle-free benefit enrollment solutions. Express Designs are designed to be easy to use with electronic enrollment and administration through our […]

Filed Under: Carrier Updates, Featured News

Musings

June 6, 2017 By Broadtower Insurance

“Perhaps a leisurely perambulation through the fevered mind of a demented and unrepentant Long Term Care Insurance Specialist is in order. A stream of consciousness laundry list of continuing frustrations that haunts our chosen corner of wholesale insurance distribution. An attempt to at least catalogue what we rise to do each day, what we attempt […]

Filed Under: Featured News

Webinar Recap | Reverse Mortgages – A 21st Century Long-Term Care Planning Revolution

May 23, 2017 By Broadtower Insurance

Please click on the links below to download a copy of the Power Point Presentation and the Audio Recording. Thank you. Power Point Presentation Audio Recording

Filed Under: Events / Webinars

LifePlans Consumer LTCi Claims Satisfaction Survey

May 23, 2017 By Broadtower Insurance

“Experience and Satisfaction Levels of Long-Term Care Insurance Customers: A Study of Long-Term Care Insurance Claimants” is one of the best and informative studies that LifePlans does for the LTCi industry. Click here for an in depth look at the Executive Summary.

Filed Under: Education, Featured News

OneAmerica Announces Several Changes Suspended Due To Fiduciary Update

April 6, 2017 By Broadtower Insurance

Click here for additional information and important dates relating to this announcement.

Filed Under: Carrier Updates, Featured News

Care Funding Specialist

March 14, 2017 By Broadtower Insurance

“In an ongoing effort to maintain the commentary integrity and political distribution neutrality of this column, it is important to disclose that on a “consulting” basis my partner Barry Fisher and myself have been directly involved in the creation and management of a new, and we certainly believe innovative, approach to helping those seniors and […]

Filed Under: Featured News

Access The Webinar: Broadtower’s Year-End Report

December 20, 2016 By Broadtower Insurance

Download the webinar for Broadtower’s Year-End Report. With transition and change being the name of the game in 2016 and 2017 fast approaching; it’s time to consider how the opportunities we’ve put in place will turn next year into the most profitable for long-term care planning.

Filed Under: Events / Webinars, Featured News

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Profitable LTCi Sales: 4 Primary Items You Need To Know

Traditional long-term care insurance placement rates have plummeted over the past 18 months due to more rigorous underwriting requirements. Declines on one spouse or the other and policies issued at … Read More about Profitable LTCi Sales: 4 Primary Items You Need To Know

LTC Expenses: Who’s Your Daddy?

If you can’t pay your long-term care expenses, then you have a friend in Pennsylvania! Just ask John Pittas, who found out the hard way. His mother, Maryann Pitta, had to undergo rehabilitation … Read More about LTC Expenses: Who’s Your Daddy?

Big Changes In The Long Term Care Insurance Marketplace

National Guardian Life is a fresh face in the recently hard-pressed LTCi marketplace. NGL has not been in the LTCi game long, thus they have enlisted in the services of Jim Glickman, President and … Read More about Big Changes In The Long Term Care Insurance Marketplace

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